After running into a car accident, the primary instinctive response of a person is to run to their insurance provider, which is a valid reaction. After all, insurance policies exist for the sole reason to cover for future emergencies and uncertainties. By the sound of it, an insurance plan is supposed to provide you maximum mental peace by covering you financially for losses, damages, and at times of severe needs depending on the policy clauses. We can only wish for it to be that simple, as in many cases, especially car accidents, an insurance company may deny your car accident claims, leaving you high and dry.
But, the good part is that the insurance provider’s denial is not a final verdict written in stone. By the power of law, you can always rise above and contest the insurance company’s denial. But for that, you need to understand the common reasons why insurers deny car accident claims in the first place so that you can make the right move.
Reasons Why Insurance Companies Deny Car Accident Claims
As alarming as it may sound to you, insurance companies’ denial of car accident claims can often be invalid or even illegal. However, many times they have valid reasons as well. Here are some common reasons for denial of a car accident claim:
An insurance company may deny your claim because you delayed seeking treatment or filing an insurance claim for weeks and suddenly showed up presenting so many injuries and damages. You must file an insurance claim as soon as an accident happens.
Many times, insurance companies play around with jargon and statements to conceal policy intricacies on paper that a commoner might not even know about when buying the insurance. Some injuries may be excluded from the policies, but you’d never know because they mention such details very vaguely.
In Bad Faith
As disappointing as it gets, some insurance companies may deny your car accident claims only because of bad faith and immoral business conduct. In such cases, you’re encouraged to contest and sue the company. Seek for legal help to fight for your rights.
Insufficient Medical Records
Medical records are crucial for receiving insurance claims to cover injuries caused during a car accident. If you don’t have sufficient or absolutely no medical proof to verify your injurious conditions, an insurance company may take no time in shoving a broad denial into your face.
Choose Corradino & Papa, LLC To Contest Denials To Car Insurance Claims
If you’re also one of those who were brutally denied for an insurance claim after a car accident, let the experienced attorneys at Corradino and Papa, LLC, assist you in contesting against their refusal and getting you your right. Contact us today for a free consultation.