Accidents involving motorcycles are much more common compared to other motor vehicles and many seek proper compensation from insurance companies, especially when the accident was caused by someone else’s negligence. However, there are instances where claims are denied even dthough the victim has a good case. There are many tactics that insurance companies use to avoid paying claims, and motorcyclists should be prepared to be discriminated against. Here are four reasons why you may experience motorcycle accident claim denial. 

Insurers Tend to Be Biased Against Bikers

Insurance adjusters, including the general public, often have a blanket opinion of all motorcyclists. This view is the stereotype that motorcyclists are reckless on the road and accident-prone, and many insurance companies tend to believe that motorcyclists cannot possibly be victims.

No Medical Treatment

Your injury is a determining factor in whether you are eligible for compensation. Many motorcyclists prefer to recover from their injuries themselves, especially if they do not require serious medical treatment. However, the lack of medical records of your injury or treatment can be used to discredit your claim. The fact that you did not need medical treatment means that your injury was not serious enough to warrant compensation, and your attorney may also refuse to represent your case if you are unable to provide the necessary medical records. Also, be aware of any pre-existing conditions that are similar to the injuries you sustained in the accident, as this could give insurance companies the argument that they do not need to compensate you.

Liability Issues

One of the most important factors in obtaining a favorable verdict is making sure that you are not held responsible for causing the accident. However, proving liability in a motorcycle accident may not be as easy as you think. Insurance companies may claim that you were partially responsible for the accident if there is not enough evidence to prove otherwise. In addition, your attorney may deny your claim if he or she believes that the level of negligence on your part contributed to the accident. In such cases, you should gather additional evidence or discuss with your attorney the extent to which you may be considered liable for the accident in which you are involved.

Statute of Limitations

Be aware of the statute of limitations that apply to filing a personal injury lawsuit. Some attorneys may not want to represent your case because the statute of limitations has already expired, which means you can no longer file your claim or lawsuit. This often happens when motorcyclists discover that their injuries are worse than they initially thought and want to file a compensation claim, only to find that their case is no longer valid.

Let Corradino & Papa LLC Help You With Filling Claims

If you or someone close to you has been involved in a motorcycle accident, Corradino & Papa LLC can help you understand your options for filing a claim. As a law firm specializing in personal injury, Corradino & Papa LLC has the experience and financial resources to guide you through the necessary procedures and ensure you receive fair compensation.

Call Us 973.574.1200

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