However careful drivers try their best to be on the road, car accidents unfortunately happen daily. Owning a vehicle means that we have a certain degree of risk of being involved in an accident someday too, be it a large or small collision. Should this really happen, we need to know what steps to take in order to protect ourselves.
Taking legal action against the driver at fault might be the last thing on your mind if you have suffered injuries in the accident. You might be more concerned about getting yourself the necessary medical attention, rest and not be bothered by these administrative matters. However, the monetary compensation can help cover your car repair costs and medical bills. To ensure that you will get the compensation you deserve, you need to be prepared in the event of such accidents.
Stay At the Scene and Call Relevant Authorities
Stay at the scene of the accident and immediately check for any injuries on yourself, the other passengers in your vehicle and people in the other car. If there is anyone injured, call 911. Do not leave the scene as you could be criminally charged if there is someone injured and you do so. You should also call the police who will come down to collect statements from all involved parties and witnesses. The police report will be evidence that you can refer to when filing a personal injury claim.
Exchange Information and Document Evidence
Take photos of the other vehicles and your vehicle. Ensure that the photos capture clearly the damaged areas of your car. Capture images of any injuries sustained by the involved parties and the scene as a whole. You can also speak to witnesses to find out if accidents happen frequently at this spot or area. Remember to exchange information including the name, mobile number, as well as driver’s licence and insurance information with the other drivers. Your insurance company will require all these evidence and information when you file your claim.
Get Medical Attention
As mentioned, evidence is important when you file claims. Even if you have no visible injuries, it is best you get yourself checked at a clinic or hospital. Some injuries do not surface immediately, and without seeking medical attention, you may not be eligible for the compensation when those injuries do appear later as they have not been documented.
Do Not Admit Fault
Even if the circumstances appear as though you are at fault, do not admit it before consulting an attorney. There may have been certain factors in the accident unknown to you, so it might not have been due to you that the collision occurred. Apologizing at the scene would compromise your rights and compensation.
Engage An Attorney
It is always recommended to seek the advice of a personal injury attorney after being involved in an accident. They will protect your rights and advice you accordingly on what to say and provide to the insurance companies when filing your claim. These lawyers assist you in acquiring full compensation if you were not responsible for the collision.